Guides for investors who borrow private money.
Plain-language education on hard money, private money, loan terms, packaging a deal and what lenders look for.
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Hard Money vs Private Money: Which One Fits Your Deal
People use the two terms interchangeably, and in casual conversation that is fine. When you are choosing who to send a deal to, the differences matter.
Read the guide, 8 minUnderstand the loans
What private and hard money are, and how the terms work.
- Hard Money vs Private Money: Which One Fits Your Deal8 minHard money and private money get used as if they mean the same thing. Here is how they differ in sourcing, speed, cost and flexibility for investors.
- Fix and Flip Loan Terms Explained in Plain English7 minLearn what LTV, LTC, ARV, points, interest-only payments, draws and extensions mean on a fix and flip loan, with simple worked math and typical ranges.
- Ground-Up Construction Loans: How Investors Get Them Funded6 minHow ground-up construction loans for investors work: land, budgets, draw schedules, interest on funded balances, experience requirements and what to prepare.
Build the package
The documents lenders ask for and how to present them.
- How to Package a Private Money Loan Submission That Gets Answers7 minA complete private money loan package gets answers faster. Use this document checklist, from the one-sheet to LLC docs, before you send a deal to a broker.
- How to Build a Real Estate Owned Schedule Lenders Trust6 minYour REO schedule is how a lender sees your track record. Learn what to list, how to show the last three years, how to format it and the mistakes to avoid.
Qualify with lenders
How lenders weigh experience, liquidity and the borrower.
More to read, watch and hear
Beyond these guides: articles on lending and deals, recordings from our conferences, video courses and every podcast episode.
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